Your experience modification factor, or mod, is an important component used in calculating your workers’ compensation premium. If you can control your mod, you can lower your price — so we’ve gathered top tips to help...

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Federal Judge Blocks Overtime Rule A federal judge has halted enforcement of the Department of Labor’s overtime rule until further notice. The rule, which was set to take effect on Dec. 1, 2016, would have increased the...

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One of the most important things for Pennsylvania business owners to learn when it comes to insurance is what coverage you need to have in order to properly protect your business and your employees. CONRAD INSURANCE |...

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Workplace hazards vary from industry to industry. While some types of work have a low incidence of on-the-job injury, some industries feature work that can be quite dangerous. In food service, Pennsylvania employers...

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If you own or operate a business in Pennsylvania, you carry some form of commercial insurance. CONRAD INSURANCE | CONRAD FINANCIAL offers a full menu of commercial insurance packages, and we work closely with our...

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Almost all businesses have some form of cyber liability today. If you take credit cards for any purpose, you need to carry cyber liability insurance in order to protect against a data breach. However, at CONRAD...

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Every commercial insurance policy comes with limits and exclusions. At CONRAD INSURANCE | CONRAD FINANCIAL, we work with business owners to help minimize risks, but some risks simply can’t be covered by general...

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