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Facts About Commercial Vehicle Insurance

One of the most important things for Pennsylvania business owners to learn when it comes to insurance is what coverage you need to have in order to properly protect your business and your employees. CONRAD INSURANCE | CONRAD FINANCIAL takes education and risk management seriously, and we’ve learned that many businesses are poorly informed about commercial vehicle insurance.


Every Business Needs It

If you or an employee drives any vehicle on company business, your company needs to carry commercial vehicle coverage. Even a sole proprietor driving to a meeting with customers or potential investors won’t be covered by personal auto insurance in the event of an accident. A secretary running errands for her boss and the office staff who goes to pick up lunch for other employees also need to be covered by commercial auto insurance.

All Employees Driving on Company Business Must Be Covered

Our risk-management specialists can help you determine who needs to be covered by your Pennsylvania commercial vehicle insurance policy. Basically, any employee or representative of your company who drives while doing business for your organization needs to be protected by the business vehicle liability coverage. Available policies include non-owned vehicle coverage for those driving personal vehicles. Also available are hired vehicle coverage for business travelers who rent cars and owned vehicle coverage for company fleets.

The SafeBET™ risk-management process available through CONRAD INSURANCE | CONRAD FINANCIAL helps Pennsylvania business owners evaluate insurance needs for commercial vehicle coverage and more. Additionally, this program can help you minimize risks and reduce costs in a variety of ways. With our simple, easy-to-implement process, we’ll provide insight into your business workings and find ways to make your workplace healthier, safer and more productive. Learn more about the SafeBET™ process and PA commercial auto insurance and then contact us today. You’ll be delighted.


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