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Understanding Limits on Business Insurance

If you own or operate a business in Pennsylvania, you carry some form of commercial insurance. CONRAD INSURANCE offers a full menu of commercial insurance packages, and we work closely with our commercial customers to eliminate coverage gaps and protect your bottom line. One challenge to insuring your business is limits on insurance coverage. Every policy has certain limits. How can you make sure your insurance coverage is sufficient despite limits and exclusions?

Understand Your Coverage

Make sure you understand your insurance coverage. The insurance professionals at CONRAD INSURANCE consider client education an important part of our job. We take the time to help commercial customers understand the coverage that comes with each insurance product, and we write custom policies to address customer needs. Because insurance carriers often make changes in standard coverage options and exclusions, we also encourage customers to meet with us annually for policy reviews. During a policy review, we’ll help you identify risks as well as gaps in existing coverage.

Look Beyond the Bid

Many businesses get overwhelmed with the bidding process while shopping for commercial insurance. At CONRAD INSURANCE, we encourage our customers to look beyond the bid. Value in insurance comes from proper coverage. Our risk-management experts will work with you to assess risks and evaluate ways to protect your bottom line, both now and into the future. Instead of merely stating that most property insurance coverage excludes damage from flooding, we’ll explain what this means for your company and what options you have.

CONRAD INSURANCE’s SafeBET™ process for businesses in Pennsylvania is a way to help your company save money while improving employee morale and working conditions. We’ll work with you to set up safety measures and provide adequate training to workers. When you improve the working environment at your company, everyone wins. Take a moment to review the valuable resources available on our website, and then contact us today to learn more. You’ll be delighted.


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