Water damage is one of the top reasons for homeowners insurance claims. Fortunately, there are a number of ways Pennsylvania homeowners can minimize the risk of water damage. At CONRAD INSURANCE | CONRAD FINANCIAL, we work hard to help our customers save money by minimizing risks.
Here are five easy tips for decreasing the risk of water damage in your home:
1. Watch for puddles of water.
That puddle of water near your refrigerator could be from a spill or melted ice. It could also be a sign of an ice-maker line that will soon break. A puddle near your water heater could indicate a problem as well.
2. Have annual HVAC inspections.
Your air conditioning unit and your water heater both need to be regularly inspected and properly serviced. Annual inspections will keep you apprised of potential issues with aging systems. Regular service will keep units free from clogs and obstructions that could cause water leaks and other damages.
3. Check hoses on appliances.
Hoses on washing machines and dishwashers can easily wear out and wreak havoc in your home. Check hose connections regularly. Look for signs of fraying or bulging.
4. Take care when moving appliances.
A crimped hose on a washing machine, dishwasher or refrigerator can cause serious problems. Take care not to fold, crimp or pull a hose loose anytime you move large appliances.
5. Clean your gutters.
Basement leaks can result in heavy damages, and your Pennsylvania homeowners insurance may or may not cover them. Clogged gutters cause rainwater to pour into the ground directly surrounding your foundation, resulting in a wet basement. Keep those gutters clear and in good repair so that rainwater is routed away from your foundation.
As an insurance agency, CONRAD INSURANCE | CONRAD FINANCIAL is concerned with more than writing policies and adjusting claims. We want to help you find a safe bet for your family, and that’s exactly what we can do with our unique SafeBET™ process. We’ll help you assess the risks your family faces daily. Then we’ll show you ways to minimize those risks in order to keep your family and possessions safe while making you more insurable.